Personal Injury Claim Myths in South Carolina

Injury

Unfortunately, individuals are reluctant to file personal injury claims because of the myths surrounding them. Read on and reach out to our firm today to learn the truth of this process and why it may be the best option for you. Our skilled Columbia personal injury lawyer is on your side.

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What Are the Most Common Myths Regarding Personal Injury Claims in South Carolina?

Personal injury lawsuits take a long time

There are a number of instances where people believe that a personal injury lawsuit takes years to get through. While it may feel like it takes this long because of all the paperwork and waiting to hear about the final results of your claim, if everything goes smoothly with each party concerned, then it can be resolved in just a few months. In some circumstances, claims can take a long time to resolve, however, it’s your attorney’s job to collect the critical elements of the case and push it through the court system as soon as possible so that you can receive the settlement you deserve.

Insurance won’t pay

After an accident, you will more than likely reach out to your insurance company to review the specifics of the accident and your injuries. You can also speak with your attorney to find out whether or not you should speak to the other party’s insurance company. In most instances, one insurance company will pay for the costs of filing the claim or will cover the remaining amount after you pay the deductible associated with your policy.

The responsible party will pay for everything

You may believe that the person accountable for your injuries will pay for all of the costs associated with your claim. However, this is only partly correct. This is why some people have uneasiness regarding filing in general, as they don’t believe that they will get money from a settlement because of the person not having the money to disburse. Frequently, the person’s insurance company will pay the settlement amount. The person responsible will then have to pay higher monthly payments or premiums in order to make up for the insurance company paying the settlement amount. They will usually have to spend the deductible before the insurance company will pay anything.

Minor injuries aren’t worth filing a claim over

This is one of the most common myths regarding personal injury cases. Even if you just have a few scratches and bruises, you should still file a claim to obtain compensation for your medical bills.
Your attorney can review the facts of the accident to decide if you have a case and if it would be worth your time to file a claim, depending on the harshness of your injuries. If you didn’t go to the hospital or visit your doctor, then you might not need to file a claim, however, by reaching out to an attorney, you will know for sure.

Contact Our Experienced South Carolina Firm

If you require legal representation for matters of personal injury, elder abuse, or whistleblower protection contact our Mann Blake & Jackson Law today.

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